智能投顾的“四大Bug”

The Four Bugs of Robo-Adviser

智能投顾的精髓就是用人工智能方式,把自动化的算法嵌入到投资顾问领域,使得金融投资的服务更加个性化,大数据也更加有效。传统金融机构、券商、新金融业者以及另一面的监管方,都在考虑未来可能的路径。对于一项新技术,就如同当初大疆和特斯拉把无人机、无人驾驶汽车带到公众的视野里一样,我们总是会或多或少地担心与不解,智能投顾也一样,技术风险、道德风险、流动性风险诸如此类,一个不会少。

Warren Buffett will learn the fundamentals of the company, the economy and political factors before making investment decisions. Since Buffett is very successful in investing, can we build a robot based on his investment logic? Then the four bugs of robo-advisor will determine its upgrade