试论P2P网络信贷的模式及风险防范

Study on the Mode of P2P Internet Credit and Risk prevention

近年来,随着互联网金融的迅速发展,P2P网络信贷也呈现突飞猛进的态势。P2P网络信贷既是互联网模式的创新,也是我国金融体系的补充,但由于该行业的风险频发和负面报道剧增,为此,对P2P网络信贷的进行了研究,提出了P2P网络信贷风险防范的相关措施。

In recent years, with the rapid development of Internet banking, credit P2P network also has showed a rapid developmental trend. Actually, P2P network is not only the innovation of the Inter- net model, but also the supplement of China＇s financial system. However, there are some negative re- ports about the P2P network. Therefore, the paper makes a comprehensive summary and induction, and puts forward some recommendations for prevention of P2P network credit risks in China