农民资金互助合作社运行效率及影响因素研究

Study on the Operational Efficiency and Influential Factors of Rural Financial Mutual Cooperatives

基于调研数据,使用数据包络分析方法对2010年至2015年江苏农民资金互助合作社的运行效率进行测算。结论表明,江苏农民资金互助合作社的运行效率处于较高水平,但逐年递减,纯技术效率较低是造成效率下降的主要原因;政策因素对农民资金互助合作社的规模效率影响较大。进一步的分析表明,发起人股权比重与互助金投放规模提高均会降低农民资金互助合作社的运行效率,而资产规模、市场份额、农业经济比重以及经济发展水平对效率均有促进作用。

By using survey panel data, we had analyzed the operational efficiency of Rural Financial Mutual Cooperatives in Jiangsu province. The results showed that the operational efficiency of Rural Financial Mutual Cooperatives had remained high level in Jiangsu, but showing downward trend. The main reason of the decreasing efficiency was the low level of pure of pure technical efficiency. And policy factors had impacted scale efficiency, significantly. The further empirical analysis had indicated that the initial stock structure and load scale appeared negative effects to efficiency of Jiangsu＇ s Rural Financial Mutual Cooperatives. However, assets scale, market share ratio of rural economy and economic development had displayed positive effects to efficiency.