跨国银行引进:利弊分析与监管措施比较研究

The Introduction of International Bank-the Pros and Cons Analysis,and the Relatively Study of Supervision Measure

发展中国家引进跨国银行可以促进东道国从国际金融市场筹措资金和吸引外资,缓解东道国投资资金和外汇资金的“双缺口”压力;有利于东道国金融市场的发育和完善,推动东道国金融业的国际化进程;可以促进东道国银行间竞争机制的形成,提高东道国银行的竞争能力和经营管理水平。其积极作用是显而易见的,但跨国银行的引进也存在不少消极作用。因此,借鉴世界各国有关外资银行准入和监管的做法和惯例,研究我国的外资银行引进策略是十分重要的。

The introduction of international bank of developing countries can promote the host counties raise fund and attract foreign pounds from international financial market,lysis the pressure of'two insufficiency'of investment fund and foreign exchange fund,and benefit for the development and perfection of host counties financial market,promote the international course of host counties'financing,promote the formation of the competition between host counties'bank,raise the ability of competition and management of host counties'bank.The positive function were obviously,but the introduction of international bank also has negative functions.So,it's important that use the experience and rules of other countries of foreign bank permition and control and research Chins's strategy of the introduction of foreign bank.