关于民营金融机构参与特色小镇建设发展的思考

Thinking on How Private Financial Institutions Participate in the Development of Small Towns

新型城镇化是我国现代化建设进程中的历史趋势和必然选择,特色小镇作为新型城镇化建设的重要载体,是实现供给侧改革、城乡一体化发展和产业转型升级的突破口。建设和发展特色小镇,离不开金融支持。民营金融机构作为重要的金融组织,如何参与特色小镇建设和发展?本文从民营金融机构的特点出发,在探讨其参与特色小镇建设发展的必要性、可行性及所需坚持理念的基础上,重点讨论民营金融机构参与特色小镇建设发展的模式,并就其可能面临的问题及如何最大化作用,提出相关政策建议。

In the process of China＇s modernization, the new urbanization has been a historic trend and an inevitable choice, and development of small towns has become an important carrier of the new urbanization. Development of small towns is a breakthrough to upgrade the supply-side reform, to integrate the urban and rural development, and to transform and upgrade industries. The development could not be achieved without financial support. Then how could private financial institutions participate in as an important part of the financial system？ This paper discusses the necessity and feasibility for private financial institutions to join the development of small towns based on their features, and explores the principals that they should stick to in the process. It focuses on the means how private financial institutions participate in the small-town development, and offeres policy suggestions so as to maximize their impact.