中小银行资产证券化业务的资产策略

Assets Strategies of the Asset Securitization of SMS Banks

自2014年由审批制改为备案制以来,资产证券化业务呈现迅猛发展,成为资产荒市场下的一大亮点。这一趋势既有中国投资市场发展的需求支撑,也有企业融资、金融机构业务转型的供给配合,也符合美欧等发达金融市场已经经历的历史过程。所以,在未来几年内,资产证券化仍将是中国金融市场中的高增长板块。银行业已经成为这一市场的主导者之一,尤其信贷资产证券化方面占有绝对优势。

Since 2014,from the approval system to the record system the asset securitization business has shown rapid development so asset shortage is still an important feature of the Chinese market within a few years.This indicates that the ability to achieve a breakthrough in the asset side will become the core of the development of asset securitization business.Therefore,asset strategy is the key to asset securitization business development of small and medium-sized banks.