农产品物流金融创新模式构建-基于农户的视角

Innovative Pattern′s Construction of Agricultural Products′ Logistics Finance:From the Perspective of Farmers

近年来物流金融的出现,将第三方物流企业引入融资链条,改变了传统的融资模式,使得金融机构、物流企业和中小企业都各取所需,得到了共同的发展,尤其是在第一产业占很大比重的我国,物流金融对加快农业发展起到十分重要的作用。现基于我国农产品特点和农户在融资模式中的重要地位,将物流金融的理念引入到农业领域,加强第三方物流企业的参与,有效整合物流、资金流和信息流,面向农户构建全新的农产品物流金融模式。

In recent years,the emergence of logistics finance,brought the third party logistics enterprises into the financing chain,changed the traditional mode of financing,accordingly,the financial institutions,logistics enterprises,small and medium-sized enterprises have been the common development of each one takes what he needs.Especially in our country,the first industry accounted for a large proportion,logistics finance played an important role in the development of the agricultural products,introducing the idea of logistics financial to agricultural products field,enhancing the third-party logistics enterprise,integrating logistics,capital flows and information flows together,and establishing a new model of agricultural products logistics finance for farmers.