试析我国养老保险制度对老年群体收入差距的影响

The Impact of Endowment Insurance System on the Income Gap of the Aged Group in China

养老保险制度具有保障老年生活、调节收入分配的作用,养老保险制度的完备性、科学性与合理性直接影响到老年人的切身利益。该文从两个维度进一步探讨了养老保险制度对老年人相对收入差距的影响和对不同群体老年人收入差距的影响,并且从养老待遇给付、政府的财政责任和调整机制三个方面分析了影响我国不同老年群体收入差距的社会保障制度因素,提出了增加老年人收入、缩小不同老年群体收入差距的改革建议。

With CHALS data, this paper analyses the influence of different types of endowment insurance systems on the income level of the aged by model, and further discusses the influence from the endowment insurance system on both social relative income gap and the internal income gap of the aged. The paper also points out the factors of social security system affecting the aged income gap such as the payment treatment, fiscal responsibility and adjustment mechanism. Finally, it puts forward the reform advices of increasing the income and narrowing the income gap.