人寿保险公司投资效率及其影响因素研究

Study on the Investment Efficiency of Life Insurance Companies and the Influencing Factors

本文运用数据包络分析法以及TOBIT模型测算并分析了人寿保险公司的投资效率及其影响因素。结果表明:在人寿保险公司内部,中资保险公司的投资效率略优于合资外资投资效率;对于人寿保险公司,资产负债率、内部现金流比率、所有者性质对投资效率有显著影响。

Using the DEA method and the Tobit regression model, the essay calculates the efficiency of 49 life insurance companies from 2010 to 2014.The results suggest that asset--liability ratio, cash flow ratio, the owner have great influence on the efficiency of life insurance companies.