出口信用保险与出口贸易增长:基于浙江省数据的实证研究

Export Credit Insurance and Export Growth: Empirical Research on the Data of Zhejiang Province

出口信用保险是一种由国家财政提供保险准备金的政策性金融工具,以推动本国出口贸易,开拓国际市场为出发点,保障本国企业的出口及投资收汇安全。文章运用2003-2011年浙江省外贸出口额、22个出口行业和230个出口国家(地区)的贸易额,以及同一时间段内浙江省出口信用保险数据作为样本,实证分析了出口信用保险在促进出口贸易增长中的效果。研究结果表明:出口信用保险对出口的促进作用较为显著,其中,对具有较高风险、较高价值和较强外部融资需求行业的杠杆作用更为明显,且对出口到发展中国家或地区的促进作用更明显。最后根据研究结果提出相应政策建议,政府应该充分发挥出口信用保险在我国构建开放型经济新体制中的重要作用。

As a policy-based financial instrument for promoting export, export credit insurance aims to encourage the enterpri- ses to expand export and exploit the overseas market, thus providing risk guarantee for domestic enterprises＇ export and investment in foreign countries. The paper investigates the impact effect of export credit insurance in promoting export trade growth using the for- eign export volume of Zhejiang Province between 2003 and 2011, trade volume of 22 export industries and 230 exporting countries （regions） , and the contemporary data on export credit insurance in Zhejiang Province as samples. The empirical result shows that the export credit insurance plays a significant role in promoting export. The export credit insurance plays a more significant role in leveraging the industries with a high risk, high value, and high external financing demand. The export credit insurance plays a more significant role in promoting exporting enterprises to export to developing countries or regions. Finally, the paper proposes the appro- priate policy suggestions that the government should play an important role in the export credit insurance building a new system of open economy in our country, and the export credit insurance company should improve the ability to underwriting capacity and service for small and medium sized enterprises. It is necessary to expand the coverage of export credit insurance, and further promote upgrading transformation of China＇s export industry and accelerating the transformation of trade development mode.