经济视角的金融复杂性问题

Review Financial Complexity from Economic Perspective

金融趋于复杂是经济复杂深化的结果,随着经济复杂程度的提高,金融只有以更复杂的结构、业务、产品才能更好的为实体经济发展有效配置金融资源。不难预见,经济、金融仍然会向着更为复杂的方向进一步发展,但也会更加注重客户体验,复杂的金融将来主要局限于金融行业内部的管理和风控,而在客户体验端则会越来越便捷。

The increasing sophistication of the nation＇s financial sector is a result of the growing complexity of the real economy. In order to better serve the real economy and promote a more effective allocation of financial resources, a more developed financial sector is essential. In the future, it is clear that the economy and the financial sector will become even more sophisticated with ever greater levels of customer service and convenience. However advancements will be constrained by internal management controls and the need to limit risk