4Jacob A. Bikker & Haixia Hu.Cyclical patterns in profits, provisioning and lending of banks and procyclicality of the new Basel capital requirements [J].Banca Nazionale del Lavoro Quarterly Review, Banca Nazionale del Lavoro, 2002,55(221):143-175.
5Smith,M.E.19$0.The Underwriting Cycle in Property and Casualty Insurance [D].Ph.D. dissertation,University of Utah,Department of Finances.
6AUenF. Stock markets and resource allocation [ M ]. Capital markets and financial intermediation, 1993.
7Morck R,Nakamura M. Banks and corporate control in Japan [ J ]. The Journal of Finance, 1999 ( 1 ).
8BenmelechE, BergTnan N K Financial Economics,2009 (3).
9Rajan R G, Zingales L. Which capitalism? Lessons form the east Asian crisis [ J ]. Journal of Applied Corporate Finance, 1998 ( 3 ).
