商业银行风险管理人员行为测度研究

A Study on Measuring Behaviors of Risk Managers of Commercial Banks

试图建立一套测量商业银行风险管理人员的行为程度的方法,用于识别和研究风险管理实施者个体差异,并可作为其个性和岗位适应性评价的参考。该行为测度方法以行为金融学理论为基础,量表问题基于商业银行风险管理人员多维度行为表现设定。行为表现的维度,除了来源于行为金融学经典理论,同时也考虑商业银行风险管理人员的某些特殊心理行为特征。

From the perspective of behavioral finance, the rationality of human is limited, which is not taken by theories of risk management of commercial banks as the hypothesis. Although risk management has developed its theory and scien- tific mechanism, risk managers as the implementers, would not make expected risk management progress. The existence of difference between non-rationalities of risk managers, will have uncertain effects on the results of risk management. For improving the theories and methods of risk management, a scale on measuring behaviors of risk mangers is established. This scale can be used to distinguish and study the individual differences among risk managers, as the reference of personality and position adaptability of risk managers.