吉林省银行业支持“三农”发展情况调查

An Investigation on the Development of "Agriculture,Rural Areas and Farmers" in Jilin

为强化新时期"三农"金融服务,推进农村金融供给侧结构性改革,对辖内主要涉农银行业机构开展了关于吉林省银行业支持"三农"发展情况的调研,根据调研结果显示:支持三农发展的举措全面覆盖了三农重点发展领域,如:种植业、养殖业,农村基础设施建设,农业产业化、转型升级、现代化,城镇化建设,农村服务业等。同时在支持三农方面仍存在涉农信贷风险补偿机制未健全、农村物权融资要素市场不完善、农业产业化水平不高、涉农贷款不良率高等方面的困难,针对这些问题,本文提出了相应的对策建议。

To strengthen the new ＂three rural＂ financial services,promoting the rural financial supply side structural reforms of their main agricultural banking institutions to carry out the research on the banking industry in Jilin province to support the ＂three rural＂ development,according to the survey results showed that： to support the three rural development initiatives comprehensive coverage of the planting and breeding industry; rural infrastructure construction; agricultural industrialization,upgrade and modernization; urbanization; rural areas focus on the development of rural service industry etc.. At the same time,there is still the risk compensation mechanism of agricultural credit is not perfect and the rural property financing market is still not perfect,agricultural industrialization level is not high,agricultural loans bad rate higher in support of the plight of agriculture,to solve these bottleneck problems,this paper puts forward the corresponding countermeasures and suggestions.