养老保障政策价值传导及其影响机制研究——基于湖北省民营企业的证据

The Transmission and Impact of Pension Security Policy Values——Evidence from Private Firms in Hubei Province

在对湖北省15家民营企业调查的基础上,构建了养老保障政策价值的内部传导及对养老生活支持感的影响机制模型,深入探讨了养老保障政策对养老生活的支持作用。实证分析结果表明,一方面养老保障政策的不同价值特性对养老生活支持感的作用不同,其中适当性与充分性和回应性正向关联,共享性对效益性和充分性、公平性和回应性均有积极作用。表明养老公平、缴费合理、服务同质是政府、企业和个人三方的共同责任,同时也需要公平公正、可持续发展的养老保障制度确保其有效实现。另一方面养老保障政策的充分性、公平性和回应性对民营企业职工的养老生活支持感具有显著的积极作用,在提高民营企业职工的养老生活支持感上,充分性比效益性作用更显著,公平性与回应性作用差异不大。表明养老保障在兼顾政策内容全面性的基础上,应重点突出政策目标和关键内容,满足职工主要养老诉求,充分发挥政策价值的保障作用,着力提升企业职工的养老生活水平。

How to effectively develop the value of pension security policy on the retirement life support has received great attention in a long time. Based on the survey from 15 private firms in Hubei province,a model of the transmission and impact of pension security policy values on the retirement life support is presented. Their impacts are also empirically compared. The results show that the appropriateness of pension security policy is positively correlated with sufficiency and responsiveness. The sharing of pension security policy has positive impact on benefit,sufficiency,fairness and responsiveness. This suggests reasonable basic pension security systems are the premise of pension treatment,pension fairness and service homogeneity,which are the common responsibilities of the government,firms and individuals as well. In addition,the sufficiency,fairness and responsiveness of pension security policy have positive impact on retirement life support perceived by employees in private firms. However,the sufficiency of pension security policy plays a more important role than benefit in the retirement life support perceived by employees in private firms,whereas the fairness and responsiveness are perceived to have similar effects. Not only should pension security give consideration to the comprehensiveness,but also focus on the targets and key points,in order to satisfy the requirements of employees,effectively develop the values of pension security policy and ensure the high level of retirement life of employees in private firms.