我国农村金融供需体系博弈分析

Game Analysis of supply and demand of rural finance system in China

为了解决我国农村金融市场供给不足、市场效率低下等问题,运用博弈论方法,构建不完全信息状态下的两方博弈模型,再到引入政府状态下的三方博弈模型。分析农村金融市场中各参与主体在该博弈过程中可能的行为及其博弈所能产生的结果。研究发现,在满足一定的条件下,法律或政府参与市场,能使各方利益主体的利益达到均衡,这有利于农村金融的可持续发展,促进农村经济的健康发展。

In order to solve the problem of insufficient supply of rural financial market,market efiqciency,by using the game theory, construct the incomplete information under the condition of the two party game model,and then to the three party game model was introduced in the state. The analysis can produce behavior and game of rural financial market in each participating entity may in the process of the game results. The study found that, in certain conditions, the law or the government to participate in the market, can make the interests of all parties to reach equilibrium, which is conducive to the sustainable development of rural finance, and promote the healthy development of the rural economy.