积极发挥供销合作社在开展农村合作金融方面的作用

Give full play to the role of Supply and Marketing Cooperatives in rural cooperative finance

我国农村金融结构性失调问题较为严重。农村合作金融能够借助农村地区熟人社会的亲缘、地缘、人缘优势,成为农村金融体系的重要补充。近年来,供销合作社凭借其特有的农业产业链优势、信息优势和组织体系优势,探索开展农村合作金融服务创新,为解决涉农主体融资难、融资贵提供了有益的借鉴。2015年中共中央国务院《关于深化供销合作社综合改革的决定》,对供销合作社稳步开展农村合作金融服务提出要求。建议尽快完善农村合作金融法律保障体系、业务运行体系和安全保障体系建设,鼓励供销合作社设立全国性农村合作金融风险保障基金。

China's rural financial demand is far greater than supply and structural imbalance is rather serious.Rural cooperative finance in rural areas can have the aid of social acquaintances kinship,geopolitical,and popularity advantage,having become an important supplement of the rural financial system.In recent years,by virtue of its unique agricultural industry chain advantage,information advantage and organization system advantages,the Supply and Marketing Cooperatives explore the innovation of rural cooperative financial services and provide a useful reference for financing your body to solve the difficulties and expensiveness in financing.In 2015, 'On deepening the comprehensive reform of supply and marketing cooperatives decision' by the CPC Central Committee and State Council raises the requirements for the Supply and Marketing Cooperatives to carry out rural cooperative financial services.This article suggests to improve the legal protection system,operation system and security system construction of rural cooperative finance as soon as possible,and encourage the Supply and Marketing Cooperatives to set up the national rural cooperative financial risk protection fund.