中间业务发展与国有商业银行收益结构转型的主要途径

中间业务是现代商业银行与资产业务、负债业务并驾齐驱的三大支柱业务之一,目前已成为各商业银行业务竞争和创新的重要领域;与此同时,商业银行的收益结构也在逐步转向一种更分散的,而且也是比较平衡的收入结构。中间业务的发展无疑将给银行业带来业务结构和资产结构的变化,随之而来的将是以国有商业银行为代表的国内商业银行收益结构的转型。

The middle service is one which of three big prop services the modern Commercial bank and the asset operation,the business operating at a liability keep pace with,at present has become various commercial banking competition and the innovation important domain;Meanwhile,Commercial bank's income structure gradually is also changing one kind to be more scattered,moreover is also the quite balanced income structure. The middle service's development will bring the service structure and the assets structure change without doubt to the banking industry,following will be take the state-owned Commercial bank as representative's internal commerce bank return structure reforming.