试论商业银行绿色信贷的发展与创新

Research on the Development and Innovation of Green Credit of Commercial Banks

作为绿色金融的重要组成部分,绿色信贷的推广倍受社会各界的关注。绿色信贷的客观探索与广泛实施,不仅是我国充分应对环境污染的关键举措,也是广大商业银行利用信贷手段实现企业经济效益与生态效益有机融合的时代需要。在这一背景下,广大商业银行应致力于推进绿色信贷业务的发展,切实在管理、产品、合作等领域开展创新,通过绿色信贷的大力推广从而助力国民经济的可持续发展。

As an important part of green finance, the promotion of green credits has much attention from all social circles. By objective exploration and widely implementation, green credits are not only the key measures to respond adequately to environmental pollution, but also the needs of the times for commercial banks to use credit means to achieve economic efficiency and ecological benefits. Based on the current development of China＇s commercial banks, this article analyzes the problems of green credits, and actively explores the promoting methods to sustain effectively development of green economy in China.