奶牛保险对奶牛养殖规模的影响研究

A Theoretical and Empirical Study on the Impact of Dairy Cattle Insurance Program on the Scale of Dairy Farming

作为我国一项重要的财政惠农举措,奶牛保险政策的目的在于利用保险手段建立疫病和自然灾害的风险防范机制,稳定养殖户收入,调节并促进养殖户的奶牛养殖行为。本文通过对内蒙古自治区500户奶牛养殖户的问卷调查,应用基准模型和工具变量模型,实证检验奶牛保险政策对养殖户奶牛养殖规模决策行为的影响。研究结果表明:在控制养殖户参保行为的内生性后,奶牛保险政策的参与显著改变了养殖户的奶牛养殖决策行为,有助于提高养殖户从事奶牛养殖的积极性,激励养殖户扩大奶牛养殖规模。

As an important fiscal policy to benefit farmers, the purpose of dairy cattle insurance is to establish the risk prevention and dispersal mechanism of cattle epidemic and natural disasters, stabilize dairy cattle farmer＇ s revenue, moderate and improve on their production behaviors. Based on the survey data of 500 dairy farmers in Inner Mongolia,we used the baseline regression and the Instrument Variable （IV） estimation to test the impacts of insurnce policy on farmers＇decision-making behaviors towards the scale of dairy farming. After controlling the endogenity of insurance participation,we found that the dairy cattle insurance participation significantly changed farmers＇decision behaviors,increased their enthusiasm in dairy farming, and incentivized them to expand the scale of dairy farming.