我国保险私募股权的发展现状及建议

保险资金具有资金量大、期限长、稳定性较高的特征,是私募股权基金理想的资金来源之一,在国外一直受私募基金管理机构的关注。保险机构亦可以通过保险私募基金参与股权投资,打造保险产业与实体产业发展共赢的"保险生态产业圈"。近年,随着我国保险监管政策的逐步宽松,我国保险资金参与私募基金的制度体系已基本搭建完成,诸多保险机构已纷纷涉水保险私募基金。然而,在保险资金安全性第一的传统考核机制及投资思维影响下,我国保险私募基金的发展并不理想。本文针对这种现状,对保险私募基金的未来发展提出了一些思考和建议。

Insurance funds with a large amount, long term, high stability characteristics, is an ideal source of private equity funds in foreign countries. Private equity fund management institutions of foreign countries have paid high attention on insurance funds. Insurance institutions can participate in eq- uity investment by private equity funds, to build win--win development situation between the insurance industry and the related industry, and built the ＂Insurance industry Eco Circle＂. In recent years, under the China Insurance Regulatory Commission＇s effort, system of insurance private equity funds has been basically established. Many insurance companies have participated in insurance private equity funds. However, under the influence of the traditional concept of insurance funds safety firstly, and the influence of insurance traditional investment thinking model, the development of insurance private equity funds in China is not enough. Based on this situation, this paper puts forward some thoughts and suggestions on the future development of the insurance private equity fund.