金融新常态下我国城商行发展探析

The Development of China's Urban Commercial Banks under the New Financial Normal

以经济增速回落为标志的我国经济新常态催生商业银行进入规模与利润增速双双回落的金融新常态。新常态下银行加快推动经营转型已是大势所趋。城商行规模小、实力薄弱,面对新常态将面临更大的挑战,城商行必须采取措施予以积极应对。

The new normal in China＇s economy symbolled with the decline in economic growth has pushed the commercial banks entered into the new financial normal with the fell of growth both in scale and profit. Under such new financial normal, the banks＇ accelerating business transformation is the general trend. Urban commercial banks are small in scale, weak in strength, and they will face more challenges in the new normal, so these banks must take measures to actively respond to the challenges.