外资银行在华跨国经营区位选择影响因素研究——基于省级区域的实证研究

Study on Factors Influencing the Location Choice of Foreign Banks in China——Empirical Study based on Provincial Level

基于2005-2015年我国27个省级区域的24个变量指标的面板数据,实证分析了我国外资银行在华区位选择的影响因素。研究发现:地区的市场化程度、优惠政策、交通基础设施、产业结构、对外开放程度、城镇化水平、人力资本、外商直接投资、贸易水平、金融环境、同行业竞争(城市商业银行、股份制商业银行、大型商业银行)、居民消费水平、通讯基础设施、投资规模、经济发展水平、创新能力、工资水平都是影响外资银行在华区位选择的重要因素;地区市场化程度是最重要的影响因素,政策因素的影响在逐渐减弱。

Using panel data of 24 variables 2005 -2015 in 27 provincial regions in China based on the empirical analysis on the factors influencing foreign banks＇ choice of location, this paper finds that： the area of marketization, preferential policy, transportation infrastructure, industrial structure, openness, urbanization level, human capital, foreign direct investment, trade and financial environment, the same industry competition （ city commercial banks, joint - stock commercial banks, large commercial banks） , consumption level, communication infrastructure, investment scale, economic development level, innovation ability, wages are important factors influencing the location choice of foreign banks in China, and the regional market the degree is the most important influencing factors, policy factors influence gradually weak-ened.