国际银行业金融犯罪监管:案例研究与经验启示

The Financial Crime Regulation in the International Banking Industry: Case Study and Enlightenment

本文通过对国际银行业金融犯罪17个典型案例的分析,明确了银行业金融犯罪的主要类型。在此基础上,系统梳理了国际权威组织的监管原则和相关国家的监管要求,总结了其在监管范围、具体要求和监管机制方面的显著特征,并归纳了国际银行业在监管推动下形成的良好做法。当前,我国银行业面临严峻的金融犯罪形势,应积极借鉴国际经验,提升银行业治理金融犯罪的能力。

This paper categorizes the main types of financial crimes in banking industry via the analysis of 17 representative cases, systematically sorts out regulatory principles and requirements of international authorities in related nations, and summarizes the characteristics of their supervision scope, specific rules and regulation mechanisms. This paper also sums up the sound practices in the international banking industry under the pressure of regulations. China＇s banking industry faces with severe financial crimes. International experiences and lessons should be actively studied to enhance regulatory capability on financial crime in banking industry.