农业经营主体生产性融资需求实证分析

An Empirical Analysis of Agricultural Business Entities' Productive Financing Needs

通过对河南省民权县、濮阳县、邓州市170户普通农户及81户新型农业经营主体生产性融资的融资渠道、借贷用途、扩大生产意愿的问卷调查,分析各主体的融资特征、规模、用途,并以调研数据为基础测算河南省农业经营主体融资需求额度及资金缺口,旨在发现当前农业生产性融资存在问题的根源并提出对策建议,期望为农村信贷政策调整提供理论依据,推动金融机构涉农贷款业务革新,拓宽农业经营主体融资渠道,进而加快推进农业现代化的步伐。

By the survey of 170 ordinary peasant households and 81 new type of agricultural business entities＇financing channels, loan purpose, willingness in Minquan County, Puyang County, Dengzhou in Henan Province to find out the source of the current problems of agricultural productive finance and put forward some countermeasures and suggestions. The expectation is that providing credit policy ad- justment with theoretical basis to promote the financial institutions involved in agricultural loans busi- ness innovation, broaden the financing channels of agricultural management, and thus accelerate the pace of agricultural modernization.