互联网金融风险与防范

Internet Financial Risks and Precautions

随着网络技术的飞速发展,互联网金融模式日新月异。互联网金融是一种网络技术与传统金融深度结合的新兴事物,为我国经济的转型发展提供了强大的动力。但也应重视其发展中所面临的各种风险,尤其是与之相关的网络技术风险、法律法规风险及信用风险。对此,需要从构建安全的网络运营环境、完善相关的法律法规、加强社会信用体系建设等方面采取切实有效的防范措施,为互联网金融的健康发展创设一个健康、安全、稳定的环境。

With the rapid development of network technology, the internet financial model has been changing with each passing day. Internet finance is pretty new since it is the deeply combination of internet technology and traditional finance. It is also a powerful force for the development and transformation of the Chinese economy. The risks it is faced with during its development should be paid attention to, especially network technology risk, legal and regulatory risk and credit risk. In order to create a healthy, safe and stable environment for the healthy development of internet finance, it is important to take effective preventive measures in regard to constructing a safe network operation environment, perfecting relevant laws and regulations and strengthening social credit sys- tem construction.