城商行战略规划编制路径探析

Analysis on the Strategic Planning of City Commercial Bank

在当前复杂多变的经济形势下,城商行经营普遍面临着资产质量承压、盈利能力下降、资本补充迫切等诸多挑战。如何积极应对新常态,破解传统发展模式瓶颈,提升综合竞争力,考验着城商行的经营管理智慧。当前,城商行应不断提升战略管理和"顶层设计"能力,有必要从战略高度、更深层次、更广范围深入思考转型发展之路,更好地应对新常态对城商行带来的挑战。

In the current complex and volatile economic situation, the city commercial banks are facing many challenges, such as asset quality, profitability, capital replenishment and so on. How to actively respond to the new normal, break the bottleneck of the traditional development model, enhance the overall competitiveness of the city＇s business intelligence test. At present, the city firm should continuously enhance the strategic management and top-level design ability, it is necessary to have a deep thinking way of transformation from a strategic height and a deeper, broader, better respond to the new norm of city business challenges.