我国电影产业融资法律问题研究——以《中华人民共和国电影产业促进法》第40条为视角

Research on the Financing Legal Issues of China's Film Industry——From the Perspective of the Article Fortieth of Film Industry Promotion Act of People's Republic of China

我国电影产业融资具有多样化、专业化、新颖化的特点,如何辨别其中的法律风险从而选择正确的融资渠道至关重要。《中华人民共和国电影产业促进法》第40条规定国家鼓励金融机构为电影产业发展提供投融资服务,从而为我国采用金融手段支持电影产业发展、激发电影市场活力提供了法律政策指引。从我国电影产业融资概况出发,重点讨论分析《中华人民共和国电影产业促进法》第40条提及的三种融资制度——传统银行信贷融资、电影版权质押融资、完片担保的保险融资,阐释这三种制度的基本内涵以及在我国适用所面临的法律风险及困境,并结合我国有关行业实践及制度设计提出相应完善建议,以期为我国电影产业的健康、快速发展保驾护航。

Film financing has the characteristics of diversification, specialization and novelty, so it is important to identify the legal risk to choose the right financing ways. The Article fortieth of Film Industry Promotion Act of People＇s Republic of China stipulates that our country encourages financial institutions to provide investment and financing services for the film industry, which shows the policy guidelines for revitalizing the film industry and financial support for the film industry. This article starts from the general situation of China＇s film industry financing, and emphatically introduce three financing systems which are regulated in the Article fortieth of the Act--the traditional credit financing, the film copyright pledge loan financing and the completion guarantee system, analyzing the basic connotation and the legal risk and limitation when applying these three financing systems in our country. Finally, we will explore how to apply these three financing systems widely with the mode innovation under the environment of China in order to protect the healthy and rapid development of the film industry in China.