开拓发展农村金融租赁市场的观察与思考

Developing Rural Financial Leasing Market Promote Poor Farmers to Cast Off Poverty to Get Rich

全面建设小康社会是党中央、国务院的重要决策,农村扶贫工作是各级党委政府的重要工作,也是我们金融系统义不容辞的责任。笔者参加了农村定点帮扶工作队,在农村工作中发现农民有贷款需求而用于贷款的抵押担保财产严重不足,限制了农民脱贫致富,形成了一方面农民有强烈的贷款需求,而银行考虑自身信贷安全放不了贷款的矛盾,为了解决这一矛盾,笔者提出了开拓发展农村金融租赁市场,促进贫困农民尽快脱贫致富的设想,希望通过农村金融服务创新,打破金融业扶贫的"瓶颈"。

Rural poverty alleviation work is an important work of Party committees and governments at all levels, is the bounden duty of our financial system. The author participated in the work of helping the rural fixed team in rural areas, and found the farmers have formed a strong demand for loans, but the bank credit contradiction and consider their own safety can not put the loan.In order to solve this problem, the author put forward the development of rural financial leasing market to Promote poor farmers to cast off poverty to get rich.