我国城市商业银行可持续发展水平研究——基于面板数据和Topsis改进的因子分析模型

On the Sustainable Development of City Commercial Banks:Topsis Panel Data and Improved Model based on Factor Analysis

经历了从城市信用社到城市合作银行再到城市商业银行的发展历程,城市商业银行已经成为我国金融体系中不可或缺的组成部分,并日益发挥重要的作用。文章选取我国26家城市商业银行2008—2014年的面板数据,运用基于面板数据和Topsis改进的因子分析模型,对我国城市商业银行2008—2014年的可持续发展水平进行研究并作出综合评价,最后结合当前我国城市商业银行可持续发展的状况提出建议。

Experienced the development process from urban credit cooperative to urban cooperative bank and then to city commercial banks,city commercial banks has become an indispensible part in China＇s financial system,and are playing an increasingly important role. This paper selects the 2008—2014 panel data from 26 city commercial banks,and uses improved factor analysis model based on the panel data and Topsis to investigate their sustainable development and make a comprehensive evaluation. Finally,taking into account the current situation of the sustainable development of city commercial banks it makes relevant recommendations.