浅谈我国小额贷款公司内部控制中信息与沟通导致的问题

Problems Caused by Information and Communication in the Internal Control of Small Loan Companies in China

自2008年银监会、人民银行发布《小额贷款公司试点指点意见》以来,小额贷款公司在全国迅速发展起来,高利润率回报使小额贷款公司进入高速增长时期。但是随着近两年国民经济增长速度的放缓,小额贷款公司所取得的高利润率回报逐渐回归理性,原先因追求高利润而忽视的公司内部控制建设所产生的问题逐渐暴露。针对小额贷款公司内部控制中因信息与沟通不畅导致的问题,论文进行了简要分析并提出相应的改善策略。

Since the CBRC and the People＇s Bank of China issued the guidance of ＂Small Loan Company Pilot Guidance Advice＂ in 2008, the small loan companies has developed rapidly, high margin return made small loans company come into a period of rapid growth. But in recent two years ,the increment speed of national economy is slow, and the high margin return has gradually returned to rational, and there appears some problems which are caused by internal control construction ignored because of the pursuit of high profits Aimed at the problems caused by the poor information and communication in the internal control of small loan companies, the paper makes a brief analysis and puts forward some corresponding improvement strategies.