德意志银行危机的特征、成因及其启示

The Characteristics,Causes and Enlightenments of Deutsche Bank Crisis

德意志银行是德国乃至欧洲最大的全能银行,被视为德国金融业稳健经营和稳健监管的典范,曾成功抵御两场大危机的冲击。但近年来,在自身经营失败、金融监管盲区和美国刻意打压等内外部因素的作用下,德意志银行逐渐陷入危机。以德意志银行危机为鉴,宜深刻反思我国金融监管盲区,从而更有效地防范我国金融机构跨境经营风险和深化金融监管体系改革。

Deutsche Bank is the largest bank in Germany and Europe,which is regarded as a model of sound financial management and prudent supervision in Germany.Deutsche Bank had successfully resisted the impact of two major crises.But in recent years,Deutsche Bank gradually fell into crisis because of the business failure,the blind area of financial supervision and the external pressure from the United States.As a warning,we should introspect the blind area of our financial supervision and effectively prevent the cross-border business risks of Chinese financial institutions,and thus deepen the reform of financial supervision system.