中小企业融资过程中存在的问题及对策

Problems and Countermeasures about Small and Medium-Size Enterprise Financing

中小企业日益成为我国市场经济的重要组成部分,成为推动经济增长的重要助推器,成为推动科学技术进步的创新园地,也成为维持社会稳定的平衡器。但是由于中小企业建设规模普遍偏小,信用等级偏低,导致融资困难,严重阻碍了中小企业的发展。因此,需要从根源出发,找到彻底解决中小企业融资难的症结所在,提出行之有效的对策,以维护中小企业的良性发展。

Small and medium-sized enterprises have been playing an important role in China＇s economic and marketing activities, have become a powerful driver for the economic boosting and the science and technology development, and an equalizer to maintain the society stable. While, small and medium-sized enterprises have great financing difficulty because they are small in size and low at credit rating generally, which put a brake on the their development. Therefore, the paper focuses on how to investigate the root cause and find out effective countermeasures for the financing difficulty in order to maintain the sound development of small and medium-sized enterprise.