河北省非法集资犯罪的社会预防模式与对策

The Social Prevention Model and Countermeasures of Illegal Fund-raising Crime in Hebei Province

随着人们生活水平的提高,民众的闲置资本增加,投资愿望逐渐增强。与此同时,一些中小企业由于贷款困难、资金缺乏,急需资金进行周转。这种供求关系的契合,使得所谓的网贷、投资、集资等经济活动越来越多,以高息为诱饵进行诈骗的犯罪行为也屡有发生,非法集资犯罪的数量逐年攀升。非法集资犯罪具有发案数量高、涉案人数多、作案手段多、追赃减损难等特点,往往使受害民众遭受较大的财产损失,不仅严重侵犯了公民的财产权更损害了国家的金融管理秩序,乃至危害社会的稳定。研究非法集资犯罪的事前预防,从源头上治理非法集资犯罪,已成为全社会关注的热点问题。

With the improvement of people's living standard,people's idle capital increase,investment desire gradually increased.At the same time,some small and medium enterprises due to difficulties in financing,lack of funds,the urgent need for capital turnover.This combination of supply and demand,let the socalled net lending,investment,financing and other economic activities to become more and more,with high interest rates to crime bait fraud also occurs frequently,the number of illegal fund-raising crime increased year by year.The crime of illegal fund-raising has the characteristics of high incidence number,number of people involved,methods of crime,stolen goods from difficult,often make the victims suffered large losses of property,not only seriously violated the property rights of citizens more damage to the country's financial management order,and even endanger the social stability.Research on the prevention of illegal fund-raising crime,from the source of illegal fund-raising crime,has become the focus of attention of the whole society.