摘要
互联网金融市场比较脆弱、互联网金融监管模式与机制存在不足、金融体系固有的周期性、过度渗透的信息技术、互联网企业规避监管的能力更强、监管法律法规和政策严重滞后、市场参与者培育还不成熟等原因,使互联网金融易形成系统性风险。文章认为,应健全法律法规和制度,从微观监管转向宏观监管,处理好互联网金融监管的几组关系,加强对重点机构与平台的监控,加强防范互联网金融系统性风险。
The Intemet financial market is weak, the Intemet financial supervision mode and mechanism is imperfect, the financial system periodicity, the excessive penetration of information technology, Intemet enterprises to circumvent the regulation and supervision, lags of laws and regulations, immature of market participants, those problems makes the Intemet financial system easy to form risk. We should perfect laws and regulations, establish the supervision from the micro to macro regulatory change, handle the financial supervision of Internet relations, strengthen the key mechanism and platform monitoring, strengthen the Intemet financial systemic risk prevention.
出处
《改革与战略》
北大核心
2017年第5期69-71,共3页
Reformation & Strategy
基金
2016年度河南省科技厅软科学项目"高职院校提升科技社会服务能力问题研究"(项目编号:162400410166)