国有银行发展混合所有制的实现机制研究——基于金融市场结构优化视角

The Mixed Ownership Development of State-Owned Bank in Terms of Financial Market Structure

基于金融市场结构视角,本文分析国有银行发展混合所有制的效率问题,以"囚徒困境"为理论基础阐述了国有与非国有金融之间的竞争策略,透视出它们之间合作与竞争机制的障碍所在。在市场配置资源起决定性作用的大背景下,更需要积极探索国有与非国有金融机构发展混合所有制的市场结构问题,寻找有效合作与竞争机制,完善和发展金融市场秩序,以更好地促进我国实体经济的转型升级。

Since the reform and opening up, China＇s financial market has made rapid progress which has a lot of shortages at the same time, which is for the most part due to the system structure of financial market. Under the background of speeding up the economic development mode in the Twelfth Five-Year Plan time, it is necessary to explore the effective combination and interaction between state-owned financial institutions and non-state-owned financial institutions, finding out the obstacles of restricting the effective cooperation and competition , and take effective measures to to better promote the transformation of China＇s financial market.