福建省农村金融服务存在的问题与对策

Problems and Countermeasures of Rural Financial Services in Fujian Province

从农村金融体系的发展和农户的金融需求等两方面总结分析福建省农村金融的发展现状;同时,探讨福建省农村金融服务水平不高的原因;最后,从优化改善农村金融结构、优化完善农村金融环境、加强农村金融产品及服务创新等方面提出完善福建省农村金融服务的对策思考。

The present situation of rural financial development in Fujian was analyzed from the two aspects of the development of rural financial system and the financial needs of farmers.Then,the reasons why the level of rural financial services in Fujian was not high were discussed.Last,the countermeasures for perfecting the rural financial services in Fujian were put forward including optimizing the rural financial structure,improving the rural financial environment,and strengthening the innovation of rural financial products and services,etc.