金融消费者权益保护研究:一个文献综述

Financial Consumer Protection: A Literature Review

金融消费者权益保护对维护金融市场秩序、促进金融体系的稳定具有重要意义,已经成为一个研究热点。本文从金融消费者保护立法、加强金融监管、提高金融消费者素养三个层面对金融消费者权益保护的研究文献进行了梳理,分析了学术界关于金融消费者权益保护的概念内涵与相关理论、必要性以及保护路径的研究现状与不足,为加强相关研究奠定了文献研究基础。

Financial consumer protection has great significance to stabilize financial market order and promote stability of the financial system, so it has become a hot research question. The article reviews it from three levels： legislation, financial regulation and consumer literacy, analyzes the academia community research on the concepts, the reasons and protection ways about financial consumer protection, and lay a literature base for the further relevant research.