取消中国保险代理人制度初探

A Preliminary Study on the Cancellation of the Insurance Agent System in China

保险代理人制度对我国改革开放以后的保险行业确实发挥了重要的作用,但是随着我国改革的深入进行、经济水平的不断提升,人们的思想水平认识的提高,代理人制度越来越不适应当下的经济发展,相反会阻碍保险行业的发展,与国家大力发展保险事业保障人民生活的方向背道而驰。本文立足于保险代理人制度的客观事实,重点剖析了代理人制度的几个重大问题,提出了取消保险代理人制、同时保险企业应该与保险业务员签订劳动用工合同享受五险一金等正常待遇的建议。

The insurance agent system for China＇s reform and opening up the insurance industry has played an important role, but with the deepening of China＇s reform, the economy level rising, there are people＇s ideological level of awareness of the agent system more and more adapt to the current economic development, the development of the opposite will hinder the insurance industry. For developing countries to protect people＇s life insurance business in the direction of draw further apart. This paper is based on the objective facts of the insurance agent system. puts emphasis on several major problems of agent system, the insurance agent system, at the same time, the insurance companies should be signed labor contracts with the insurance salesman enjoy five social insurance and one housing fund normal treatment abolished.