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福建省P2P网贷发展现状及对策研究

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摘要 引言P2P网络借贷是随互联网和民间借贷兴起的一种新的金融模式.自2007年拍拍贷将国外网络借贷平台模式引入中国以来,国内P2P网络借贷平台蓬勃发展、百花齐放,迅速形成了一定规模.P2P网贷平台为借贷双方提供了诸如信息沟通、信用评价、投资咨询等交易促成服务,成为个人消费、小微企业经营在银行体系以外的重要融资渠道.P2P网络借贷对解决中小微企业融资难、促进我国中小微企业发展起到了推动作用.
作者 徐慧婷
机构地区 厦门城市职业学院
出处 《厦门科技》 2017年第3期41-43,共3页 Xiamen Science & Technology
基金 福建省中青年教师教育科研项目社科类:"基于Logistic回归模型的P2P网贷信用风险研究"(项目编号:JAS161010)
关键词 P2P网络 福建省 平台模式 信息沟通 信用评价 个人消费 企业融资 融资渠道
分类号 TP393 [自动化与计算机技术—计算机应用技术]
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厦门科技
2017年 第3期

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