校园网络借贷的风险及防范

Risks and Prevention of Campus Network Loan

大学生进行网络借贷,面临着电子合同无效,个人信息泄露等风险,加强大学生网络借贷的风险的防控十分必要。进行大学生网络借贷风险防控,应从"对于不良网络借贷应该加大监管力度"、"对在校学生应加强网络借贷方面知识的普及"和"加强大学生资助体系和征信系统的建设"三个方面着手。

Network loan of college students is faced with risks such as invalid electronic contract and personal information disclosure.So it is necessary to strengthen the prevention and control of college students network loan risks. This paper discusses the prevention and control of college students network loan risks from three aspects： ＂strengthen supervision on bad network loan＂, ＂strengthen the popularization of network loan knowledge to students ＂ and ＂strengthen the college students funding system and credit system construction＂.