从银行清收视角看破产撤销权——从一则案例说起

Study on the Right of Bankruptcy Rescission from the Perspective of Bank Clearing & Recovery—Starting from a Case

破产撤销权是现代破产法的一项重要制度,发挥了纠正债务人损害债权人利益行为、保障普通债权人公平受偿的积极作用。但与此同时,也应该认识到,我国现有《企业破产法》中对破产撤销权的相关规定对一些正常债务清偿活动造成了影响。本文即从法条依据和业务实践双重角度探讨无债务人物权担保银行资产保全工作与破产撤销权冲突时的相关情形,以期在保障破产立法宗旨实现的同时,维护银行正常收贷工作的稳定性。

The Right of Bankruptcy Rescission is a pivot system of modern bankruptcy law, which plays a positive role in correcting debtor＇ s damaging behavior imposed on creditor＇ s interests and ensuring equitable repayment of ordinary creditors. Meanwhile, it should also be recognized that the relevant provisions of the Right of Bankruptcy Rescission in our existing Enterprise Bankruptcy Law have affected some of the normal debt settlement activities. The thesis discusses the relevant situations of conflicts between the Right of Bankruptcy Rescission and the security interest and preservation of bank assets of debt-free persons from the dual perspectives of law basis and business practice, hoping to maintain the stability of normal loan collection work of banks while ensuring the realization of the purpose of bankruptcy legislation.