对当前几个新金融问题的研究与建议

Research and Suggestions on Several Current Financial Issues

在中国经济发展新常态背景下,稳增长、严监管、防风险已经成为经济与金融市场发展的主基调。同时,以金融要素市场化、金融主体的多元化、金融产品的快速迭代过程为特征的新金融应运而生。本文在肯定新金融快速发展的同时,对当前新金融监管存在的几个问题,诸如第三方支付、国内新型金融服务机构开展跨境侨汇服务、资管产品赋税等问题做了深入分析,并提出了完善新金融监管的具体建议。

Under the new normal background of China＇s economic development, steady growth, strict supervision and risk prevention have become the main tone of the development of the economy and financial markets. In the main time, the new finance has emerged with the characteristics such as the marketization of financial elements, the diversification of financial subjects and the rapid iterative process of financial products. This paper, while affirming the rapid development of new finance, deeply analyzes several problems occurred in the new financial supervision, such as the third party payment model, cross-border remittance services carried out by domestic financial services institutions, asset management, corporation tax, and puts forward suggestions for perfecting our financial regulation.