试论农业保险的制度模式和经营模式及其创新

On the Institutional and Operational Mode Innovation of Agricultural Insurance

现代农业保险有其特殊的制度模式和经营模式,各国创建了各具特色的制度模式。我国在确定了本国的制度模式之后,各地逐步选择和形成了自己的经营模式。本文在十年实践的基础上,试图概括这些经营模式,分析其产生背景,讨论其利弊,探讨进一步创新的途径,以利各地经营制度的完善,适应农业保险健康快速发展的需要。

The modern agricultural insurance has its particular institutional and operational mode. Various countries have set up their own modes. After setting up our own institutional mode in our country, various regions came to choose and form their own modes. On the basis of ten years practice, this paper tries to summarize these modes, analyzing the background and advantages as well disadvantages, exploring the path to further innovation, as so to improve and perfect the systems and meet the demand of healthy growth of agricultural insurance.