摘要
互联网金融以其方便快捷、低门槛、透明度高等优势深刻影响着人们的生活及消费行为。互联网金融培养了大学生的理财意识,激发了大学生的创业创新热情,为他们构建了造了良好平台。但是,互联网金融也滋生了大学生非理性消费行为,威胁大学生信息和生命财产安全。要解决其消极影响,就需要创新互联网金融产品,建立完善的监管体系,加强大学生的金融理财知识教育。
Internet finance has profound impact on the life and consumption behavior of college students for its convenience,low threshold,and high transparency.Internet finance helps to cultivate the financial awareness of college students,inspire their entrepreneurial innovation enthusiasm,and create a good platform for their entrepreneurship.However,the Internet finance also breeds college students irrational consumption behavior,threatening college students information,life and property security.To solve its negative impact,it is needed to innovate the Internet financial products,establish a sound supervision system,and strengthen the financial management education of college students.
出处
《淮海工学院学报（人文社会科学版）》
2017年第7期106-108,共3页
Journal of Huaihai Institute of Technology(Humanities & Social Sciences Edition)
关键词
互联网金融
大学生
金融理财
网络消费
Internet finance
college students
financial management
network consumption
