“一带一路”建设的金融支持:供需分析、风险识别与应对策略

The Financial Support of “The Belt and Road”: Supply and Demand Analysis、Risk Identification and Response Strategies

文章从供需对比和风险分析的双重角度,分析"一带一路"建设的金融支持问题。认为"一带一路"建设存在巨大的资金需求缺口,融资、保险、结算等金融服务短缺是制约"一带一路"建设的瓶颈。强化"一带一路"金融支持,需要防范国家信用风险、地缘政治风险、汇率风险、法律风险,化解潜在金融风险是"一带一路"建设的当务之急。文章提出金融机构应实施差异化的经营和管理;化解地区争端;建立稳健的汇率风险管理机制;提高业务人员法律素质;金融机构之间应加强合作等政策建议。

From the double perspective of supply and demand comparison and risk analysis, this paper analyzes the issue of financial support for ＂The Belt and Road＂ construction. And it argues that there is a huge potential fun- ding gap of ＂The Belt and Road＂ construction, the shortage of finance, insurance, settlement and other financial services is the bottleneck of the ＂The Belt and Road＂ construction. In order to strengthen the ＂The Belt and Road＂ financial support,we need to ove：,~ome the national credit risk, geopolitical risk, exchange rate risk and legal risk; and resolve the potential financial risk is the top priority for ＂The Belt and Road＂ construction. Finally, the paper puts forward some policy suggestions：financial institutions should adopt differential marketing and management;re- solve regional disputes;establish a steady exchange rate risk management mechanism;improve business personnel＇s law consciousness; and the financial institutions should strengthen the cooperation, and so on.