摘要
互联网金融是基于大数据、云计算、人工智能、区块链等一系列技术,全面运用于包括且不限于支付清算、借贷融资、理财、零售、银行业务、保险等领域的科技,正在改变着我们的生活。通过分析互联网金融发展态势,阐述互联网金融对银行业的影响,探讨传统银行如何在互联网金融的影响下发展。
Internet finance is based on big data, cloud computing, artificial intelligence, block chain and a series of technologies, and is widely used in science and technology, including payment and settlement, loan financing, finance, retail, banking, insurance and other fields. By analyzing the development trend of Internet finance, the paper expounds the influence of Internet finance on banking and discusses the way traditional banks develop under this influence.
出处
《黑龙江科学》
2017年第9期8-9,共2页
Heilongjiang Science
关键词
互联网金融
银行金融体系
影响
Internet finance
Banking financial system
Influence