天津市普惠金融指数与影响因素研究

The Inclusive Financial Index of Tianjin and its Influencing Factors

普惠金融这一理念在近几年来备受关注,本文以天津市作为研究对象,构建天津市普惠金融指数并对天津市普惠金融发展的影响因素作简要分析,建立回归模型,实证结果表明:城乡收入差距、存贷款情况和股票交易情况和普惠金融的发展有显著的联系。总结实证研究的结果后,本文从金融角度对天津市的普惠金融发展提出建议。

The concept of Inclusive Finance has attracted much attention in recent years, this paper takes Tianjin city as the research object, the construction of Tianjin city index Inclusive Finance and make a brief analysis of the influence factors of Tianjin City, the development of Inclusive Finance, establish the regression model, the empirical results show that there is a strong association between the development of income gap between urban and rural areas, deposits and loans and stock trading and financial inclusion. After summarizing the results of the empirical research, this paper makes suggestions on inclusive financial development in Tianjin from the financial point of view.