银行公司金融业务发展趋势与支持实体经济发展

Trends in Corporate Banking Business of Banks and Support for Development of Real Economy

公司金融业务是商业银行支持实体经济发展的主要形式,公司金融的业务总量和竞争力直接决定了银行的竞争优势。国际大银行在2008年国际金融危机后借由交易银行、新兴产业、金融科技的兴起以及"围栏"法则的实施赋予了公司金融业务新的活力。新常态下中国银行业公司金融业务应紧扣国家战略,积极支持实体经济发展;加强投贷联动,推进公司金融服务多元化;发展交易银行,以公司金融带动其他业务发展;坚持创新驱动,加强产品与体制创新;强化合规经营,统筹管理表内外风险。

Corporate banking business is a main pattern of commercial banks to support the development of real econo- my. The total amount and competitiveness of corporate banking business are factors to form the competitive advantages of banks. After the 2008 financial crisis, the main international banks make the corporate banking business vital by the transaction banking, emerging industries, rise of financial technology, and the implementation of the ＂fence law＂. With the development of China＇s economy in a new normal state, the development of Chinese corporate banking business should be elosely linked to the national strategy, and support the development of real economy; it＇s needed to strengthen the invest- ment-loan linkage, and promote the diversification of corporate banking services; to develop transaction banking and drive the development of other business by corporate banking business; to promote the innovation-driven, and strengthen product and institutional innovation; to strengthen compliance management, overall management of internal and external risks.