摘要
在分析投贷联动模式和借鉴发达国家投贷联动实践经验的基础上,结合当前国内投贷联动试点过程中存在的障碍,提出应通过完善顶层政策设计,引导银行建立与投贷联动相适应的运营和风控机制,加强与外部投资机构合作,成立中小科技创新企业股权投资基金等措施促进投贷联动业务健康发展。
The paper analyzed the operating mode of investment loan linkage and referred to experience in developed countries. Then the paper proposed that commercial banks should be guided to establish operating and risk control mechanisms which are compatible to investment loan linkage,commercial banks should strengthen cooperation with external investment organizations and establish small and medium-sized science and technology innovation enterprises’ equity rights investment fund so as to promote sound development of investment loan linkage business.
出处
《金融理论探索》
2017年第3期57-62,共6页
Exploration of Financial Theory
关键词
投贷联动
股权投资
科技创新企业
investment loan linkage
equity investment
science and technology innovation enterprises
